Fees

Every fee.
Explained plainly.

Tribe discloses every cost before you invest. No surprises at the point of sale.

Payment Fees

What it costs to add funds.

Payment Processing Fee

If you top up your Tribe wallet using a card, a payment processing fee will be charged by the payment provider. This fee is not charged by Tribe and we do not add a margin to it. Topping up by bank transfer carries no payment processing fee.

Entry Costs

What it costs to get in.

When you invest in a property through Tribe, two types of cost apply at the point of entry: Tribe's investment fee, and a set of regulatory and compliance costs that are required by law.

Tribe's fee

A one-time investment fee of 2% + VAT is charged on your individual allocation. That's the only entry fee Tribe charges.

Regulatory and compliance costs

The remaining acquisition costs, including the DLD fee, brokerage fee (where applicable), Title Deed / Noqoodi registration, tokenization, entry valuation, first year insurance, maintenance reserve, and renovation budget, are not Tribe fees. They are third-party costs required as part of operating a regulated, compliant ownership structure. Tribe does not add a margin to these. Where a brokerage fee applies, this will be clearly indicated on the listing. If you use a card to top up your wallet the payment provider fees will apply.

Every acquisition cost for a specific property is shown in full on that listing in the app before you commit a dirham.

Running Costs

What it costs to hold.

Running costs are deducted from rental income before it is distributed to investors. You receive your share of net rental yield not gross.

Property management

Charged at 5% of annual rental income + VAT. This covers active management of the asset on behalf of all Tribe Token holders.

Service charges, property insurance, and annual repairs

Passed through at cost. Tribe adds no margin to these. They vary by property and are shown in full on each listing.

Property Valuation Cost

Charged annually and covers 3 valuations per year.

Exit Costs

What it costs to get out.

Exit costs depend on whether the property has appreciated in value.

If the property has appreciated in value

Tribe charges a performance fee of 20% + VAT on the first 20% of capital appreciation. Any appreciation above 20% goes entirely to you. There is no cap on how much you keep above that threshold. This applies whether selling via the secondary marketplace or on full exit.

Example: if a property appreciates by 30%, Tribe's fee applies only to the first 20% of that gain. The remaining 10% appreciation is yours in full.

If the property has not appreciated in value

Tribe charges a 1% administrative fee on the sale price to process the transaction. That's it. We don't believe it's fair to profit when an asset hasn't grown in value. This fee covers the cost of the sale. Nothing more.

Brokerage / agency fees

2% apply where an agent is used to facilitate the sale. As with acquisition, this will be clearly flagged on the listing where applicable.

VAT Disclosure

The amounts shown for the following costs represent the total cost inclusive of VAT charged by the relevant service providers. Tribe does not add any margin to these costs: Brokerage Fee, Valuation Fee, Furniture Cost, Utilities Connection Fee, Maintenance Reserve / Costs, Property Insurance.