/* =============================================
       NAV PROTOTYPE: DUAL AUDIENCE MODE SWITCHER
       ============================================= */

    /* Desktop grid: logo | mode-tabs | links(1fr) | cta */
    @media (min-width: 768px) {
      .nav {
        grid-template-columns: auto auto 1fr auto !important;
        column-gap: var(--space-4) !important;
      }
      .nav-logo { grid-column: 1; grid-row: 1; }
      .nav-mode-switcher { grid-column: 2; grid-row: 1; display: flex !important; }
      [data-nav-links] { grid-column: 3; grid-row: 1; }
      [data-nav-cta]   { grid-column: 4; grid-row: 1; }
    }

    /* Mode switcher: Wise style: no container, pill only on active tab */
    .nav-mode-switcher {
      display: none;
      align-items: center;
      gap: var(--space-1);
    }
    .nav-mode-tab {
      font-family: var(--font-body);
      font-size: 0.875rem;
      font-weight: 700;
      color: rgba(255,255,255,0.7);
      background: none;
      border: none;
      border-radius: var(--radius-full);
      padding: 6px 16px;
      cursor: pointer;
      letter-spacing: -0.02em;
      text-decoration: none;
      display: inline-flex;
      align-items: center;
      transition: color 0.2s ease, background-color 0.2s ease;
      white-space: nowrap;
    }
    .nav-mode-tab--active {
      background-color: var(--color-teal-foundation);
      color: var(--color-white);
    }
    .nav-mode-tab:not(.nav-mode-tab--active):hover { color: var(--color-white); }

    /* =============================================
       MOBILE OVERLAY: WISE-STYLE TWO-LEVEL PANELS
       ============================================= */

    /* Clip the overlay so sliding panels stay inside */
    .nav-overlay { overflow: hidden !important; padding: 0 !important; }

    /* Two-panel wrapper: slides left to reveal sub-panel */
    .nav-panels {
      display: flex;
      width: 200%;
      min-height: 100%;
      transition: transform 0.42s cubic-bezier(0.76, 0, 0.24, 1);
    }
    .nav-panels.panel-open { transform: translateX(-50%); }

    .nav-panel {
      width: 50%;
      flex-shrink: 0;
      display: flex;
      flex-direction: column;
      overflow-y: auto;
    }

    /* Panel 1: main list */
    .nav-panel-main { padding: 96px var(--space-8) var(--space-8); }

    /* Section rows: Retail / Platform */
    .nav-section-list { list-style: none; margin: 0; padding: 0; }
    .nav-section-item { border-bottom: 1px solid rgba(255,255,255,0.08); }
    .nav-section-btn {
      display: flex;
      align-items: center;
      justify-content: space-between;
      width: 100%;
      background: none;
      border: none;
      cursor: pointer;
      padding: var(--space-6) 0;
      font-family: var(--font-heading);
      font-size: clamp(2rem, 5vw, 3.5rem);
      font-weight: 800;
      letter-spacing: -0.03em;
      line-height: 1.1;
      text-align: left;
      transform: translateY(120%);
      transition: transform 0.5s cubic-bezier(0.76, 0, 0.24, 1), color 0.2s ease;
    }
    .nav-overlay.is-open .nav-section-btn { transform: translateY(0); }
    .nav-section-item:nth-child(1) .nav-section-btn { transition-delay: 0.06s; }
    .nav-section-item:nth-child(2) .nav-section-btn { transition-delay: 0.12s; }
    .nav-overlay:not(.is-open) .nav-section-btn { transition-delay: 0s; }
    .nav-section-btn:hover { color: var(--color-teal-pulse); }

    /* Utility links (Insights / About / Contact) */
    .nav-util-list {
      list-style: none; margin: var(--space-6) 0 0; padding: 0;
      display: flex; flex-direction: column; gap: 0;
    }
    .nav-util-link {
      display: block;
      font-family: var(--font-body);
      font-size: var(--text-body);
      font-weight: 600;
      color: rgba(255,255,255,0.45);
      text-decoration: none;
      padding: var(--space-3) 0;
      letter-spacing: -0.01em;
      transform: translateY(120%);
      transition: transform 0.5s cubic-bezier(0.76, 0, 0.24, 1), color 0.2s ease;
    }
    .nav-overlay.is-open .nav-util-link { transform: translateY(0); }
    .nav-util-list li:nth-child(1) .nav-util-link { transition-delay: 0.18s; }
    .nav-util-list li:nth-child(2) .nav-util-link { transition-delay: 0.22s; }
    .nav-util-list li:nth-child(3) .nav-util-link { transition-delay: 0.26s; }
    .nav-overlay:not(.is-open) .nav-util-link { transition-delay: 0s; }
    .nav-util-link:hover { color: var(--color-white); }

    /* Panel 1 footer CTA */
    .nav-panel-footer { margin-top: auto; padding-top: var(--space-8); }
    .nav-panel-cta {
      display: block; width: 100%;
      padding: var(--space-4);
      background-color: var(--color-teal-pulse);
      color: var(--color-teal-foundation);
      font-family: var(--font-body); font-size: var(--text-body); font-weight: 700;
      text-align: center; text-decoration: none;
      border-radius: var(--radius-full);
      letter-spacing: -0.01em;
      transition: opacity 0.2s ease;
    }
    .nav-panel-cta:hover { opacity: 0.85; }

    /* Panel 2: sub-panel */
    /* nav-panel-sub background handled by supernav */

    /* Sub-panel header */
    .nav-sub-header {
      display: flex; align-items: center; justify-content: space-between;
      padding: var(--space-5) var(--space-8) var(--space-4);
      border-bottom: 1px solid rgba(255,255,255,0.08);
      position: sticky; top: 0;
      z-index: 1;
    }
    .nav-sub-back {
      display: flex; align-items: center; gap: var(--space-2);
      background: none; border: none; cursor: pointer;
      color: var(--color-white);
      font-family: var(--font-body); font-size: var(--text-body); font-weight: 700;
      letter-spacing: -0.01em; padding: 0;
      transition: opacity 0.2s ease;
    }
    .nav-sub-back:hover { opacity: 0.65; }
    .nav-sub-title-text {
      font-family: var(--font-body); font-size: var(--text-body); font-weight: 700;
      color: rgba(255,255,255,0.35); letter-spacing: -0.01em;
    }
    .nav-sub-close {
      background: none; border: none; cursor: pointer;
      color: rgba(255,255,255,0.5); padding: var(--space-1);
      display: flex; align-items: center;
      transition: color 0.2s ease;
    }
    .nav-sub-close:hover { color: var(--color-white); }

    /* Sub-panel content area */
    .nav-sub-content { padding: var(--space-6) var(--space-8) var(--space-8); }

    /* Hero card */
    .nav-hero-card {
      border-radius: var(--radius-lg);
      overflow: hidden;
      background-color: rgba(255,255,255,0.05);
      margin-bottom: var(--space-8);
    }
    .nav-hero-card__img {
      width: 100%; height: 160px; object-fit: cover; display: block;
    }
    .nav-hero-card__body { padding: var(--space-5); }
    .nav-hero-card__title {
      font-family: var(--font-heading); font-size: clamp(1.4rem, 4vw, 1.8rem);
      font-weight: 800; color: var(--color-white);
      letter-spacing: -0.04em; line-height: 1; text-transform: uppercase;
      margin: 0 0 var(--space-2);
    }
    .nav-hero-card__tagline {
      font-family: var(--font-body); font-size: 0.85rem;
      color: rgba(255,255,255,0.5);
      margin: 0 0 var(--space-4); line-height: 1.4;
    }
    .nav-hero-card__link {
      font-family: var(--font-body); font-size: 0.85rem; font-weight: 700;
      color: var(--color-teal-pulse); text-decoration: none;
      display: inline-flex; align-items: center; gap: var(--space-1);
      letter-spacing: -0.01em; transition: opacity 0.2s ease;
    }
    .nav-hero-card__link:hover { opacity: 0.75; }

    /* Sub-panel grouped links */
    .nav-sub-groups { display: flex; flex-direction: column; gap: var(--space-6); }
    .nav-sub-group__label {
      font-family: var(--font-body); font-size: 0.65rem; font-weight: 700;
      color: rgba(255,255,255,0.3); text-transform: uppercase;
      letter-spacing: 0.1em; margin-bottom: var(--space-2);
    }
    .nav-sub-group__divider {
      border: none; border-top: 1px solid rgba(255,255,255,0.08);
      margin: 0 0 var(--space-2);
    }
    .nav-sub-group__links { list-style: none; margin: 0; padding: 0; }
    .nav-sub-link {
      display: block;
      font-family: var(--font-body); font-size: var(--text-body); font-weight: 600;
      text-decoration: none;
      padding: var(--space-3) 0; letter-spacing: -0.01em;
      transition: color 0.2s ease;
    }
    .nav-sub-link:hover { color: var(--color-teal-pulse); }

    /* Sub-panel slot visibility */
    .nav-sub-slots > * { display: none; }
    .nav-sub-slots > .is-active { display: block; }

    /* =============================================
       NAV: LIGHT / WHITE STYLE
       ============================================= */
    .nav {
      background-color: var(--color-white) !important;
      border-bottom: 1px solid rgba(0,0,0,0.06);
    }
    .nav-logo__img {
      filter: none !important;
    }
    .nav-toggle__line {
      background-color: var(--color-teal-foundation) !important;
    }
    .nav-mode-tab {
      color: rgba(0,0,0,0.5);
    }
    .nav-mode-tab:not(.nav-mode-tab--active):hover {
      color: var(--color-teal-foundation);
    }
    .nav-mode-tab--active {
      background-color: var(--color-teal-foundation);
      color: var(--color-white);
    }

    /* =============================================
       DESKTOP MEGA MENU
       ============================================= */
    @media (min-width: 768px) {
      .nav-cta-pill { grid-column: 4; grid-row: 1; }
    }

    .nav-mega {
      display: none;
      position: fixed;
      top: 80px;
      left: 0;
      right: 0;
      z-index: 99;
      pointer-events: none;
    }
    @media (min-width: 768px) { .nav-mega { display: block; } }

    .nav-mega.is-visible { pointer-events: auto; }

    .nav-mega__drop {
      background-color: var(--color-white);
      border-top: 1px solid rgba(0,0,0,0.06);
      box-shadow: 0 16px 48px rgba(0,0,0,0.1);
      opacity: 0;
      transform: translateY(-8px);
      transition: opacity 0.22s ease, transform 0.22s ease;
    }
    .nav-mega.is-visible .nav-mega__drop { opacity: 1; transform: translateY(0); }

    .nav-mega__inner {
      max-width: 1100px;
      margin: 0 auto;
      padding: var(--space-8) var(--space-12);
    }

    .nav-mega__panel {
      display: none;
    }
    .nav-mega__panel.is-active { display: block; }

    .nav-mega__hero {
      display: block;
      border-radius: var(--radius-lg);
      overflow: hidden;
      text-decoration: none;
      background-color: var(--color-tribe-grey);
      transition: opacity 0.15s ease;
    }
    .nav-mega__hero:hover { opacity: 0.85; }

    .nav-mega__hero-img {
      width: 100%;
      height: 168px;
      object-fit: cover;
      display: block;
    }

    .nav-mega__hero-body { padding: var(--space-5); }

    .nav-mega__hero-name {
      font-family: var(--font-heading);
      font-size: 1rem;
      font-weight: 800;
      letter-spacing: -0.03em;
      text-transform: uppercase;
      line-height: 1.1;
      margin: 0 0 var(--space-2);
      color: var(--color-teal-foundation);
    }
    .nav-mega__hero-tag {
      font-family: var(--font-body);
      font-size: 0.78rem;
      line-height: 1.5;
      margin: 0 0 var(--space-4);
      color: var(--color-teal-foundation);
      opacity: 0.5;
    }
    .nav-mega__hero-explore {
      font-family: var(--font-body);
      font-size: 0.85rem;
      font-weight: 700;
      letter-spacing: -0.01em;
      color: var(--color-teal-foundation);
    }

    .nav-mega__hero--platform { background-color: #100d39; }
    .nav-mega__hero--platform .nav-mega__hero-name,
    .nav-mega__hero--platform .nav-mega__hero-tag,
    .nav-mega__hero--platform .nav-mega__hero-explore { color: #fff; }
    .nav-mega__hero--platform .nav-mega__hero-tag { opacity: 0.5; }
    .nav-mega__hero--platform .nav-mega__hero-explore { color: #c9f3f0; }

    .nav-mega__groups {
      display: grid;
      grid-template-columns: repeat(4, 1fr);
      gap: var(--space-8);
      align-items: flex-start;
      padding-top: var(--space-1);
    }
    .nav-mega__group-label {
      font-family: var(--font-body);
      font-size: 0.65rem;
      font-weight: 700;
      color: rgba(0,0,0,0.3);
      text-transform: uppercase;
      letter-spacing: 0.1em;
      margin: 0 0 var(--space-2);
      padding-bottom: var(--space-2);
      border-bottom: 1px solid rgba(0,0,0,0.08);
      white-space: nowrap;
    }
    .nav-mega__link {
      display: block;
      font-family: var(--font-body);
      font-size: 0.9rem;
      font-weight: 600;
      color: var(--color-teal-foundation);
      text-decoration: none;
      padding: var(--space-2) 0;
      letter-spacing: -0.01em;
      white-space: nowrap;
      transition: opacity 0.15s ease;
    }
    .nav-mega__link:hover { opacity: 0.5; }
  </style>
  <!-- Super-nav redesign override (vertical colour system) -->
  <style data-supernav="v1">
    .nav-mode-tab {
      position: relative;
      font-family: var(--font-body);
      font-size: 0.9375rem;
      font-weight: 600;
      color: var(--color-teal-foundation);
      background: none;
      border: none;
      padding: 8px 2px;
      margin: 0 var(--space-3);
      cursor: pointer;
      letter-spacing: -0.01em;
      text-decoration: none;
      display: inline-flex;
      align-items: center;
      gap: 5px;
      transition: color 0.2s ease;
      white-space: nowrap;
    }
    /* 2px underline rule: coloured per vertical (brand: vertical colour system) */
    .nav-mode-tab::after {
      content: '';
      position: absolute;
      left: 2px; right: 2px; bottom: 0;
      height: 2px;
      border-radius: 1px;
      background: transparent;
      transform: scaleX(0);
      transform-origin: left center;
      transition: transform 0.26s cubic-bezier(0.16,1,0.3,1);
    }
    .nav-mode-tab:hover::after,
    .nav-mode-tab--active::after { transform: scaleX(1); }
    .nav-mode-tab[data-mega-trigger="retail"]::after   { background: var(--color-teal-pulse); }
    .nav-mode-tab[data-mega-trigger="private"]::after   { background: var(--color-tribe-gold); }
    .nav-mode-tab[data-mega-trigger="platform"]::after  { background: var(--color-tribe-navy); }
    .nav-mode-tab--active { font-weight: 700; }
    /* chevron rotates when its panel is open */
    .nav-mode-tab__chevron {
      transition: transform 0.24s ease;
      opacity: 0.5;
    }
    .nav-mode-tab:hover .nav-mode-tab__chevron { opacity: 0.9; }
    .nav-mode-tab.is-open .nav-mode-tab__chevron { transform: rotate(180deg); }
    /* Higher specificity (.nav-mode-switcher ancestor) + !important to beat
       per-page "WHITE NAV OVERRIDES" blocks. Those live in a body <style>, so
       they appear later in source than this head override: equal-specificity
       !important would lose, hence the extra ancestor selector. */
    .nav-mode-switcher .nav-mode-tab { color: var(--color-teal-foundation) !important; }
    /* Neutralise per-page filled-pill active variant: spec uses the 2px underline, not a pill */
    .nav-mode-switcher .nav-mode-tab--active {
      color: var(--color-teal-foundation) !important;
      font-weight: 700;
      background: none !important;
      border-radius: 0 !important;
      box-shadow: none !important;
    }
    /* Anchor the dropdown flush to the nav's bottom (it's a child of the sticky
       .nav). Replaces the old fixed/top:80px which left a gap because the nav
       height varies (52px wrapped / 73px wide) and never equalled 80px. */
    .nav-mega { position: absolute; top: 100%; }
    .nav-mega__drop { border-top: 0; }
    .nav-mega__inner { padding: 0; }

    /* Panels swap on hover of each vertical tab */
    .nav-mega__panel { display: none; }
    .nav-mega__panel.is-active { display: block; }

    /* Coloured top stripe: signals the active vertical */
    .nav-mega__stripe { display: block; height: 3px; width: 100%; }
    .nav-mega__stripe--retail   { background: var(--color-teal-pulse); }
    .nav-mega__stripe--private  { background: var(--color-tribe-gold); }
    .nav-mega__stripe--platform { background: var(--color-tribe-navy); }

    /* Two-column body: tinted card | link groups + CTA */
    .nav-mega__layout {
      display: grid;
      grid-template-columns: 0.85fr 1.4fr;
      gap: var(--space-12);
      max-width: 1100px;
      margin: 0 auto;
      padding: var(--space-8) var(--space-12);
      align-items: stretch;
    }

    /* Left editorial card (flat, vertical-tinted: no photo dependency) */
    .nav-mega__card {
      display: flex;
      flex-direction: column;
      border-radius: var(--radius-lg);
      padding: var(--space-6);
      min-height: 220px;
    }
    .nav-mega__card--retail   { background: var(--color-teal-foundation); }
    .nav-mega__card--private  { background: var(--color-tribe-navy); }
    .nav-mega__card--platform { background: var(--color-tribe-navy); }
    .nav-mega__card-eyebrow {
      font-family: var(--font-body);
      font-size: 0.65rem;
      font-weight: 700;
      letter-spacing: 0.14em;
      text-transform: uppercase;
      margin: 0 0 var(--space-4);
    }
    .nav-mega__card--retail   .nav-mega__card-eyebrow { color: var(--color-teal-pulse); }
    .nav-mega__card--private  .nav-mega__card-eyebrow { color: var(--color-tribe-gold); }
    .nav-mega__card--platform .nav-mega__card-eyebrow { color: rgba(255,255,255,0.55); }
    .nav-mega__card-title {
      font-family: var(--font-heading);
      font-size: 1.5rem;
      font-weight: 800;
      line-height: 1.0;
      letter-spacing: -0.03em;
      color: var(--color-white);
      margin: 0 0 var(--space-3);
    }
    .nav-mega__card-text {
      font-family: var(--font-body);
      font-size: 0.85rem;
      line-height: 1.5;
      color: rgba(255,255,255,0.6);
      margin: 0 0 var(--space-6);
    }
    .nav-mega__card-link {
      margin-top: auto;
      font-family: var(--font-body);
      font-size: 0.85rem;
      font-weight: 700;
      letter-spacing: -0.01em;
      text-decoration: none;
      display: inline-flex;
      align-items: center;
      gap: 6px;
      transition: gap 0.2s ease;
    }
    .nav-mega__card-link:hover { gap: 10px; }
    .nav-mega__card--retail   .nav-mega__card-link { color: var(--color-teal-pulse); }
    .nav-mega__card--private  .nav-mega__card-link { color: var(--color-tribe-gold); }
    .nav-mega__card--platform .nav-mega__card-link { color: var(--color-light-teal); }

    /* Right column */
    .nav-mega__main { display: flex; flex-direction: column; }
    .nav-mega__groups {
      display: grid;
      grid-template-columns: repeat(2, 1fr);
      gap: var(--space-8);
      align-items: flex-start;
    }
    .nav-mega__footer {
      margin-top: var(--space-8);
      padding-top: var(--space-6);
      border-top: 1px solid rgba(0,0,0,0.08);
      display: flex;
      align-items: center;
      justify-content: space-between;
      gap: var(--space-4);
    }
    .nav-mega__cta {
      display: inline-flex;
      align-items: center;
      gap: 8px;
      padding: var(--space-3) var(--space-6);
      border-radius: var(--radius-full);
      font-family: var(--font-body);
      font-size: 0.875rem;
      font-weight: 700;
      letter-spacing: -0.01em;
      text-decoration: none;
      white-space: nowrap;
      transition: transform 0.2s cubic-bezier(0.16,1,0.3,1);
    }
    .nav-mega__cta:hover { transform: translateY(-1px); }
    .nav-mega__cta--retail   { background: var(--color-teal-pulse); color: var(--color-teal-foundation); }
    .nav-mega__cta--private  { background: var(--color-tribe-gold); color: var(--color-tribe-navy); }
    .nav-mega__cta--platform { background: var(--color-tribe-navy); color: var(--color-white); }
    .nav-mega__micro {
      font-family: var(--font-body);
      font-size: 0.72rem;
      color: rgba(0,0,0,0.42);
      letter-spacing: 0.01em;
      text-align: right;
    }

    /* Link icons: extra specificity (.nav-mega ancestor) to beat per-page
       .nav-mega__link { display: block } rules that load earlier in head. */
    .nav-mega .nav-mega__link {
      display: flex;
      align-items: center;
      gap: 10px;
      color: var(--color-teal-foundation);
    }
    .nav-mega__link-icon {
      width: 18px; height: 18px;
      flex: none;
      color: var(--color-teal-foundation);
      opacity: 0.4;
      transition: opacity 0.15s ease;
    }
    .nav-mega .nav-mega__link:hover .nav-mega__link-icon { opacity: 0.75; }

    /* CTA rendered as a <button> (partnerships modal trigger) */
    button.nav-mega__cta { border: none; cursor: pointer; font: inherit; }

    /* Standalone Market Reports nav link (sits beside the CTA, desktop only) */
    .nav-market-link {
      display: none;
      gap: var(--space-2);
      font-family: var(--font-body);
      font-size: 0.9375rem;
      font-weight: 600;
      color: var(--color-teal-foundation);
      text-decoration: none;
      letter-spacing: -0.01em;
      white-space: nowrap;
      transition: opacity 0.2s ease;
    }
    .nav-market-link__icon { width: 16px; height: 16px; flex: none; opacity: 0.85; }
    .nav-market-link:hover { opacity: 0.55; }
    @media (min-width: 768px) {
      .nav-market-link {
        display: inline-flex;
        align-items: center;
        grid-column: 3;
        grid-row: 1;
        justify-self: end;
        align-self: center;
        margin-right: var(--space-5);
      }
    }

    /* Partnerships modal: navy palette (Professional vertical) */
    #plat-modal .tio-modal__card {
      background: var(--color-tribe-navy);
      border-color: rgba(201, 243, 240, 0.12);
    }
    #plat-modal .tio-field__input {
      background: rgba(255,255,255,0.06);
      border-color: rgba(255,255,255,0.12);
    }
    #plat-modal .tio-field__input:focus {
      border-color: rgba(201, 243, 240, 0.6);
      background: rgba(255,255,255,0.08);
    }
    #plat-modal .tio-btn--primary {
      background-color: var(--color-light-teal);
      color: var(--color-tribe-navy);
    }
    #plat-modal .tio-modal__success svg { stroke: var(--color-light-teal); }

    /* ============================================================
       MOBILE MENU: white background, matching desktop nav style.
       Coloured hero cards are preserved per-vertical. */
    .nav-overlay { background-color: var(--color-white) !important; }
    .nav-panel-sub { background-color: var(--color-white) !important; }

    /* Panel 1: section chooser */
    .nav-section-item { border-bottom: 1px solid rgba(0,0,0,0.08); }
    .nav-section-btn { color: var(--color-teal-foundation); font-size: clamp(1.75rem, 4.5vw, 2.5rem); }
    .nav-section-btn:hover { color: var(--color-teal-foundation) !important; opacity: 0.7; }
    .nav-section-btn svg { stroke: var(--color-teal-foundation); }

    /* Sub-panel header */
    .nav-panel-sub { padding-top: var(--space-16); }
    .nav-sub-header {
      position: relative; top: auto;
      padding: var(--space-3) var(--space-8);
      background-color: var(--color-white) !important;
      border-bottom: 1px solid rgba(0,0,0,0.08);
    }
    .nav-sub-back { visibility: hidden; }
    .nav-sub-title-text { color: rgba(0,0,0,0.45); }
    .nav-sub-close { color: var(--color-teal-foundation); }
    .nav-sub-content { padding-top: var(--space-6); }

    /* Top-left toggle morphs into a back chevron while a sub-panel is open. */
    .nav-toggle { position: relative; }
    body.nav-subview .nav-toggle__line { opacity: 0; }
    body.nav-subview .nav-toggle::before {
      content: ""; position: absolute; top: 50%; left: 50%;
      width: 11px; height: 11px;
      border-left: 2px solid var(--color-teal-foundation);
      border-bottom: 2px solid var(--color-teal-foundation);
      transform: translate(-30%, -50%) rotate(45deg);
    }

    /* Flat tinted hero card (mirrors desktop nav-mega__card) */
    .nav-sub-card {
      display: flex; flex-direction: column;
      border-radius: var(--radius-lg);
      padding: var(--space-6);
      margin-bottom: var(--space-8);
      min-height: 184px;
      text-decoration: none;
    }
    .nav-sub-card--retail   { background-color: var(--color-teal-foundation); }
    .nav-sub-card--private  { background-color: var(--color-tribe-navy); }
    .nav-sub-card--platform { background-color: var(--color-tribe-navy); }
    .nav-sub-card__eyebrow {
      font-family: var(--font-body); font-size: 0.65rem; font-weight: 700;
      letter-spacing: 0.14em; text-transform: uppercase; margin-bottom: var(--space-3);
    }
    .nav-sub-card--retail   .nav-sub-card__eyebrow { color: var(--color-teal-pulse); }
    .nav-sub-card--private  .nav-sub-card__eyebrow { color: var(--color-tribe-gold); }
    .nav-sub-card--platform .nav-sub-card__eyebrow { color: rgba(255,255,255,0.55); }
    .nav-sub-card__title {
      font-family: var(--font-heading); font-size: 1.5rem; font-weight: 800;
      line-height: 1.05; letter-spacing: -0.03em; color: var(--color-white);
      margin: 0 0 var(--space-5);
    }
    .nav-sub-card__link {
      margin-top: auto;
      font-family: var(--font-body); font-size: 0.9rem; font-weight: 700;
      display: inline-flex; align-items: center; gap: 6px; letter-spacing: -0.01em;
    }
    .nav-sub-card--retail   .nav-sub-card__link { color: var(--color-teal-pulse); }
    .nav-sub-card--private  .nav-sub-card__link { color: var(--color-tribe-gold); }
    .nav-sub-card--platform .nav-sub-card__link { color: var(--color-light-teal); }

    /* Feature list: label, dividers, rows with circular icon badges */
    .nav-sub-group__label { color: rgba(0,0,0,0.4); }
    .nav-sub-group__divider { border-top: 1px solid rgba(0,0,0,0.08); }
    .nav-sub-link {
      display: flex; align-items: center; gap: var(--space-4);
      color: var(--color-teal-foundation);
    }
    .nav-sub-link:hover { color: var(--color-teal-foundation) !important; opacity: 0.7; }
    .nav-sub-link__icon {
      box-sizing: border-box;
      width: 40px; height: 40px; flex: none;
      padding: 10px; border-radius: 50%;
      background-color: var(--color-light-teal);
      color: var(--color-teal-foundation);
      opacity: 1;
    }

    /* Partnerships button */
    .nav-sub-cta {
      display: inline-flex; align-items: center; gap: 8px;
      margin-top: var(--space-8);
      padding: var(--space-4) var(--space-6);
      background-color: var(--color-tribe-navy);
      color: var(--color-white);
      border: none; border-radius: var(--radius-full);
      font-family: var(--font-body); font-size: var(--text-body); font-weight: 700;
      letter-spacing: -0.01em; cursor: pointer;
      transition: opacity 0.2s ease;
    }
    .nav-sub-cta:hover { opacity: 0.85; }

    /* Panel-1 footer Market Reports link */
    .nav-panel-link {
      display: flex; align-items: center; justify-content: center; gap: var(--space-2);
      font-family: var(--font-body); font-size: var(--text-body); font-weight: 600;
      color: rgba(0,0,0,0.45); text-decoration: none;
      padding: var(--space-4) 0; margin-bottom: var(--space-6);
      letter-spacing: -0.01em;
      transition: color 0.2s ease;
    }
    .nav-panel-link__icon { width: 18px; height: 18px; flex: none; opacity: 0.85; }
    .nav-panel-link:hover { color: var(--color-teal-foundation); }